Insurance: rules for women
It's surprising that in today's modern working world, many women still have no life insurance or very inadequate cover. With women now playing an increasingly important role in the financial security of a household, it makes sense for them to get properly insured. After all, accidents and illnesses don't discriminate based on gender.
As women we often put ourselves last, caring for the needs of our partner, children and other family members before taking care of ourselves. But you want to ensure that should you get seriously ill or pass away, you and your family will be well provided for. Here are five tips on how to get the most out of your insurance as a woman:
1. Choose the right cover for your life stage. Whether you're the main breadwinner or a contributor to your monthly household income, the void left when you are no longer around or no longer able to work, will be deeply felt by the members of your family. Even if you're a stay-at-home mom, you may want to take out a policy that will provide for your children's education or pay for a caregiver, should something happen to you.
2. Find the best deal. Read our insurance reviews to see what other people think about their life insurers, and find out about their experiences before you make your decision. You can also compare women's life insurance side-by-side and find the cheapest, most comprehensive option for you.
3. Stop smoking and get exercising! Not only will this leave you feeling fitter and give you more energy, but it will also reduce your monthly premiums, as your insurance company will know you are keeping yourself healthy.
4. Review your policy regularly. Having a child, getting divorced or acquiring any assets such as property all have financial implications, so it's worth bearing these in mind when renewing or reviewing your life cover. Plus once you get beyond the age of 50, you may want to take out increased cover. Review your policy every year and make any necessary amendments as your life situation changes.
5. Go for your check ups. They're not always pleasant experiences but they could save your life. Go for regular pap smears, mammograms and other age appropriate tests - they'll give you complete peace of mind and allow you to better manage your health.
6. Ask for a better quote. While it's tempting to take the first life insurance policy you find, it's important to research and confirm whether you're getting a good deal. Don't be afraid to ask the company in question to match or better a previous quote that you already have.
As women we often put ourselves last, caring for the needs of our partner, children and other family members before taking care of ourselves. But you want to ensure that should you get seriously ill or pass away, you and your family will be well provided for. Here are five tips on how to get the most out of your insurance as a woman:
1. Choose the right cover for your life stage. Whether you're the main breadwinner or a contributor to your monthly household income, the void left when you are no longer around or no longer able to work, will be deeply felt by the members of your family. Even if you're a stay-at-home mom, you may want to take out a policy that will provide for your children's education or pay for a caregiver, should something happen to you.
2. Find the best deal. Read our insurance reviews to see what other people think about their life insurers, and find out about their experiences before you make your decision. You can also compare women's life insurance side-by-side and find the cheapest, most comprehensive option for you.
3. Stop smoking and get exercising! Not only will this leave you feeling fitter and give you more energy, but it will also reduce your monthly premiums, as your insurance company will know you are keeping yourself healthy.
4. Review your policy regularly. Having a child, getting divorced or acquiring any assets such as property all have financial implications, so it's worth bearing these in mind when renewing or reviewing your life cover. Plus once you get beyond the age of 50, you may want to take out increased cover. Review your policy every year and make any necessary amendments as your life situation changes.
5. Go for your check ups. They're not always pleasant experiences but they could save your life. Go for regular pap smears, mammograms and other age appropriate tests - they'll give you complete peace of mind and allow you to better manage your health.
6. Ask for a better quote. While it's tempting to take the first life insurance policy you find, it's important to research and confirm whether you're getting a good deal. Don't be afraid to ask the company in question to match or better a previous quote that you already have.
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